CreditAble | Personal Line of Credit | Maybank Singapore

Personal Line of Credit (CreditAble)

CreditAble (Personal Line of Credit)

Take a load off your mind with Maybank CreditAble - your personal line of credit. Enjoy credit line of up to 4X your monthly income at a lower interest rate.

Receive an American Tourister Linex 66/24 Luggage TSA (worth S$260) with Maybank Credit Cards and CreditAble

Apply for new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$300 for the first two consecutive months upon approval to receive a complimentary American Tourister Luggage.


Terms and Conditions apply.

Enjoy S$120 Cash Credit
personal loan Singapore

Enjoy S$120 Cash Credit when you apply for CreditAble Term Loan.

Click here to find out more.

Promotion will end on 15 September 2019. Any CreditAble Term Loan application approved after 15 September 2019 will not be eligible for the gift.


  • Promotional interest rate of only 9% p.a.* for first year
  • Attractive promotional interest rates with CreditAble Term Loan or Fund Transfer
  • Standby facility - pay interest only on the amount you use
  • Choice of flexible or fixed repayments
  • 2-year annual fee waiver
  • 24-hour access via Online Banking (

Here's how you can enjoy up to 65% cash savings on your bill payments

Credit Cards
Credit Lines
Maybank CreditAble
Outstanding Amount
Interest payable
at 25.9% p.a.
for a year
Interest payable
at 20.8% p.a.
for a year
Interest payable
at 9% p.a.*
for a year
Cash savings of up to 65%

Ways to access your CreditAble account:



  • Use Maybank Online Banking to transfer funds to any of the other participating banks almost instantly!
  • Maximum limit of S$200,000 per transaction. To increase your daily limit^ simply:
    • Login to Maybank Online Banking to make changes online via "Funds Transfer" > "View/Amend Limit". Your Daily Transaction Limit will be updated immediately.
    • Complete the Daily Transaction Limit Update Request form (PDF) and mail the completed form to us.

^ Default daily limit is S$3,000


  • With PayNow, you can send and receive money using NRIC/FIN or mobile number.




  • Easy access to your credit line via complimentary chequebook or ATM Card+ at ATMs in Singapore, Malaysia, Brunei and the Philippines


Interest rate

19.8% p.a.

Annual fee

S$80 (2-year fee waiver)


  • Singapore Citizens, Singapore Permanent Residents
  • Between 21 to 65 years of age
  • Have a minimum income of S$30,000 p.a.

Fees and Charges

Click here for CreditAble fees and charges

Terms and Conditions (PDF)

*Promotional interest rate of 9% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 19.8% p.a. will apply. Maybank may at its discretion, determine the interest rate of up to 22.8% p.a., upon approval of the Facility.
+Supports ATM cash withdrawal only. Point-of-Sale transaction is not available.

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