Maybank Saver Series 2016 Structured Deposit (Tranche 2)

From 18 April to 27 May 2016, invest a minimum amount of S$30,000 in Maybank Saver Series 2016 Structured Deposit (Tranche 2) and earn up to 11.50% over 5 years, including a bonus interest in Years 1 and 2.

Key info:

  • 5-year Structured Deposit
  • 100% Principal Guaranteed1 at Maturity
  • Interest Payment Every Six Months1
Year 1
Year 2
Year 3
Year 4
Year 5
Potential Total Payout
Annual Payout (SGD)
1.80% +
1.90% +

Minimum effective interest rate is 2% p.a.4

Maybank Saver Series 2016 Structured Deposit (Tranche 2) Incentive Program
Get up to S$500 in shopping vouchers when you invest in Maybank Saver Series 2016 Structured Deposit (Tranche 2).

Please click here for the Incentive Program Terms and Conditions.


Credit Risk: The Customer is taking on the credit risk of Malayan Banking Berhad (“Bank”) (Moody’s Long Term A3, S&P Long Term A-, Fitch Long Term A-) with respect to all payments due under the structured deposit (“Structured Deposit” or “this product”). Please note that the Bank will pay the full principal amount to the Customer only if the Structured Deposit is held to the maturity date, or (if applicable) the specified redemption date. In the event where the Bank becomes insolvent, the Customer may not receive any payouts and may lose his original principal.


Bonus Interest: 0.75% bonus interest is only applicable in Year 1 and 2 if USD/SGD Spot Exchange Rate is above 1.4200 and 1.3500 at the start of Year 2 and 3 respectively, observed 2 business days before the respective anniversary date.


Assuming no bonus interest.


USD/SGD Spot Exchange Rate: It is the USD/SGD foreign exchange rate (expressed as the amount of SGD per 1 USD) published on the Bloomberg page BFIX. If such rate is unavailable on the Bloomberg page BFIX, the Calculation Agent shall determine the USD/SGD Spot Exchange Rate in good faith and in a commercially reasonable manner. The fixing time is 2 PM SGT.

Risk Disclosure: This is published for general information only and does not have any regard to the specific investment objective, financial situation and the particular needs of any specific person who may read this document. Any opinion, view or estimate is subject to change without notice and is made on a general basis. The Customer should take note that this instrument is principal guaranteed by the Bank when held to maturity, or (if applicable) the specified redemption date. If the instrument is redeemed or sold by the Customer prior to maturity, or (if applicable) the specified redemption date, the Bank shall be entitled to deduct any fees, charges and/or expenses incurred in connection with the same from the initial amount invested by the Customer. Customers may lose part or all of their original principal due to early withdrawal by the Customer. Unlike traditional deposits, structured deposits have an investment element and returns may vary. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. Please note that structured deposits are not insured deposits for the purposes of the Deposit Insurance and Policy Owners’ Protection Schemes Act, Chapter 77B of the Statutes of the Republic of Singapore. The Bank shall not be liable or responsible for any losses or damages that may be incurred or suffered directly or indirectly by any person or party acting or relying on any information provided herein.

Other terms as well as other important information can be found in the product term sheet and the Terms And Conditions Governing Structured Deposits, a copy of which can be obtained from our Wealth Managers. Additional Terms and Conditions apply.

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