EverSound is a personal accident plan that protects you and your family from financial stress that may arise from an unfortunate accident. This 24-hour worldwide plan offers high permanent disability and death benefits. This plan will also help cover your medical expenses and provide you with an income supplement should you be hospitalized.

Key Info

  • Main Insured must be between 18 and 60 years old; policy renewal till 75 years old
  • Up to S$200,000 lump sum payout upon Accidental Death or Accidental Disability Up to S$2,000 in Accidental Medical Reimbursement
  • 24-hour worldwide protection


  • Up to S$200,000 lump sum payout upon Accidental Death or Accidental Disability
  • Up to S$2,000 in Accidental Medical Expenses Reimbursement
  • Up to S$146,000* in hospitalization income, when hospitalized due to an accident
  • Up to S$100 in Annual Cash Bonus upon the yearly renewal of the policy
  • 24-hour worldwide protection
  • Pays on top of other existing insurance policies (except for Accidental Medical Reimbursement Benefit)


  • Main Insured aged between 18 and 60 years old; up to 75 years old
  • Applicants must be Singapore Citizens, Permanent Residents, or Foreigners with valid work permit, employment pass, S pass or dependent's pass
Benefit Features :
Plan A
Plan B
Plan C
Plan D
Accidental Death /Accidental Disability Benefit
Accident Medical Reimbursement Benefit
(Medical bill must be at least $50)
Accident Hospital Income Cash
S$50/per day
S$100/per day
S$150/per day
S$200/per day
(for at least 24 hours of confinement; payable up to maximum of 730 days)
Annual Cash Bonus
Optional Benefit
Theft of Personal Belongings
S$250/per day
Home Recuperation Cash Benefit
(Hospitalized for at least 5 consecutive days and is subsequently subjected to medical leave, up to maximum of 60 consecutive days)
S$100/per day

*Based on the benefit illustration for Plan C; for every 24 hours hospitalization, up to 730 days.

Important note:
Pre-existing Medical Conditions will not be covered. For full details, please refer to the policy terms, conditions and exclusions. This is only product information provided by us. You should seek advice from a qualified advisor, if in doubt or when considering an insurance product's suitability.

To apply, please call Chubb at 6505 5580, from Monday to Friday, 9:30 am to 6 pm.

This plan is underwritten by Chubb Insurance Singapore Limited.

Policy Owners' Protection Scheme
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the following websites:

Next steps

Apply now

To apply, call Chubb at
6505 5580, from 9:30 am to
6 pm, on Mondays to Fridays.


With effect from 1 May 2016, ACE Insurance Limited is now known as Chubb Insurance Singapore Limited.