Horizon Visa Signature Card | Best Air Miles Card | Maybank

Maybank Horizon Visa Signature Card

Discover new horizons with the Maybank Horizon Visa Signature Card, which has been accorded the "Best Air Miles Credit Card" in 2017. This air miles card serves as an attractive dining credit card too. With up to 8X TREATS Points, equivalent up to 3.2 air miles with every dollar spent on your dining and travel expenses at home or abroad, you'll be globetrotting in no time.

More about this air miles card

  • Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, bus and train, petrol, taxi fares and hotel bookings at Agoda.com/horizon
  • Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions
  • Complimentary access to selected VIP airport lounges
  • 3-year fee waiver
  • Fast and convenient mobile payment via Samsung Pay
 Maybank Horizon Visa Signature Card
Winner of Best Air Miles Card in Her World Nuyou Credit Card Awards 2017

Your newly approved Credit Card account(s) will come with Online Banking and eStatements+. To view your eStatement, please sign-up via Maybank Online Banking (maybank2u.com.sg) and perform a first time login.

+Auto enrolment for eStatement is not applicable for Maybank CreditAble.

Receive an American Tourister Linex 66/24 Luggage TSA (worth S$260) with Maybank Credit Cards and CreditAble

Apply for new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$300 for the first two consecutive months upon approval to receive a complimentary American Tourister Luggage.


Terms and Conditions apply.

Card Benefits

Enjoy the full benefits of this rewards credit card with TREATS Points.

8X TREATS Points

Equivalent to 3.2 air miles with every dollar spent, enjoy the best credit card rewards and high earn-rate on your day-to-day transactions in the following categories.

 Restaurant Dining in Singapore

Restaurant Dining in Singapore
Every meal at a restaurant now earns you the highest air miles earn-rate whenever you charge to your Card.

 Petrol Stations in Singapore

All Petrol Stations in Singapore
Applicable on top of prevailing station discounts.

 Taxi Rides in Singapore

Transport in Singapore
Be rewarded with the highest air miles earn-rate when you:

Hotel Bookings at Agoda.com/Horizon

Hotel Bookings at Agoda.com/Horizon
Enjoy incredible hotel deals worldwide and top it off with extra air miles.

5X TREATS Points

Make every vacation even more fulfilling with our credit card rewards, with every dollar spent equivalent to 2 air miles.

 Air Tickets Across All Airlines

Air Tickets Across All Airlines
Be it major or budget airlines, receive accelerated rewards with no boundaries.

 Travel Packages

Travel Packages
Take your pick from any travel agency and go on a fuss-free vacation with your Card.

 Foreign Currency Transactions

Foreign Currency Transactions
Whether you are abroad or making online purchases, maximize every transaction you make.

To earn 8X and 5X TREATS Points, simply spend a minimal S$300 in a calendar month on your Maybank Horizon Visa Signature Card.

With the fastest way to earn miles on day-to-day expenses, redeeming a round trip to Bali is easy!

How it works:
Earn Rate
Consolidate your monthly
expenses on the Card
Online Shopping in foreign currency
Other expenses
Treat your parents to
a well-deserved holiday
Travel Packages
Go on a free-and-easy tripAgoda.com/horizon
Air tickets
Foreign currency transactions

By consolidating all these expenses onto the Card, you will earn 15,000 Air Miles, redeemable for a round trip to Bali.

Above table is for illustration purposes only. 37,500 TREATS Points converted to 15,000 Air Miles. Conversion fee applies for each conversion request of TREATS Points to Air Miles.

Complimentary Airport Lounge Access

Complimentary Airport Lounge Access

Enjoy complimentary access to selected VIP airport lounges when you charge a minimum of S$1,000 in a single transaction on a retail purchase to your card within 3 months prior to the date of travel.

Principal cardmember's accompanying guest(s) enjoys 20% off walk-in rates for lounge access at participating Plaza Premium Lounge outlets.

Complimentary Travel Insurance Coverage Up to S$1,000,000


Be insured up to S$1,000,000 when you travel. Receive complimentary travel insurance coverage when you charge your travel fares in full to the Card.

Maybank Save Up Programme

Maybank Save Up Programme

Enjoy up to 3% p.a. interest with Save Up Programme

Choose up to 3 products and enjoy a higher interest rate on the first S$50,000 in your SaveUp account.


Other Benefits

  • With the flexibility of TREATS Points, redeem a host of privileges and credit card rewards such as shopping and dining vouchers, cash credits and more, other than KrisFlyer Miles or AsiaMiles.
  • Enjoy a host of attractive privileges in Singapore, Malaysia, Indonesia and the Philippines.
  • Access Maybank Card's suite of financial services including interest-free instalment payment plans such as EzyPay, FlexiPay and more.
  • Withdraw cash from ATMs worldwide. Fees and charges apply.
  • Mobile payment with Samsung Pay works at almost any retailer in Singapore, making shopping or dining easier and more convenient than ever before.

Annual fee

  • Principal Card: 3 years fee waiver; subsequent annual fee S$180 (automatically waived with a total minimum spend of S$18,000 per annum.)
  • Supplementary Card: Free


  • Be at least 21 years of age
  • Have a minimum annual income of
    • S$30,000 for Singapore Citizen or Singapore Permanent Resident
    • S$45,000 for Malaysian Citizen in employment for at least 1 year
    • S$60,000 for Foreigner in employment for at least 1 year

Required documents

For Fully Salaried

  • A photocopy of your NRIC (front and back) AND
    • Latest 12 months' CPF contribution history* OR
    • Latest computerised payslip OR
    • Latest Income Tax Notice of Assessment** AND Latest 12 months' CPF contribution history OR Latest computerised payslip

For Self-Employed / Fully Commissioned

  • A photocopy of your NRIC (front and back) AND
    • Latest 2 years' Income Tax Notice of Assessment**

For Commission/ Variable Income Earner

  • A photocopy of your NRIC (front and back) AND
    • Latest 12 months' CPF contribution history* OR
    • Latest 3 months' computerised payslip OR
    • Latest Income Tax Notice of Assessment** AND Latest 12 months' CPF contribution history OR Latest 3 months' computerised payslip

Foreigners Required Documents (In addition to income documents indicated above)

  • Valid Passport AND
  • Employment Pass (with at least 6 months' validity) AND
  • Utilities bill or bank statements with residential address AND
  • Company letter stating proof of employment of at least 1 year


Please visit https://info.maybank2u.com.sg/personal/cards/ourcards.aspx with your SingPass to submit CPF Contribution History Statement. The maximum credit limit is calculated based on the CPF salary ceiling of S$6,000 per month. Please submit your latest Income Tax Notice of Assessment or computerised payslip if your monthly income exceeds S$6,000.


You can print your Income Tax Notice of Assessment at myTax Portal using your SingPass or IRAS PIN at https://mytax.iras.gov.sg.

Please allow 14 business days for processing and application is subject to approval. Please note that incomplete forms or applications not accompanied with required documents will delay processing. The Bank reserves the right to request for more documents. Should the income documents you submit reflect a lower earned income than what was previously declared, the bank reserves the right to adjust the current credit limit to reflect the prevailing earned income.

Fees and charges

Click here for other credit card fees and charges

Terms and Conditions (PDF)

Maybank Horizon Visa Signature Card Terms and Conditions

Terms and Conditions for Privileges and Benefits (PDF)

Terms and Conditions for Complimentary Travel Insurance

Maybank Horizon Platinum Visa Cardmembers enjoy
a different suite of Card benefits and privileges.

Click here for more details.

Next steps

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