Maybank Automated Payment System Plus/Outward Interbank GIRO system (APS+/ OBG)

An automated service that debits your Maybank Account to settle your staff salary crediting and bill payments on time every time; free yourself of mundane tasks like issuing cheques and standing in line to make payments.

Key info

  • APS+ allows you to make timely credit of your employee’s salaries using a template or file upload method
  • OBG helps you collect payments due to you from your customers.

Maybank Automated Payment System Plus/Outward Interbank GIRO system (APS+/ OBG) is an electronic funds transfer system that enables our customers to transmit data.


  • Handle fewer cash transactions
  • Reduce operating costs
  • Better management of account receivable and collections instructions
  • User-friendly application for company's payment or collection instruction
  • No installation of software on your company's server
  • Company information is kept confidential, as only authorised user issued with Access ID, PIN and security token is able to perform this transaction; One-Time Password (OTP) obtained from the security token is required for login and submission of batch file for company's payment or collection

Who can apply

Maybank Business Current Account holder

Fees and charges

Fee and charges apply for various transactions

Payroll Software Compatibility

You can now make online salary transfer to your employees with Maybank account and other Banks with ABSS Payroll and ABSS Premier Plus.

For other payroll software, please check with your respective payroll vendor to ensure they are able to support and generate the Maybank APS+ payroll file format.

How to apply

To apply, just complete the following and submit to the Account Manager or the Relationship Manager at the Branch:

Terms and conditions

Questions? Our FAQ may help.

For more information, please contact our Customer Service Executives on
1800-7770022 or (65) 6777 0022 (overseas).