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Bank
Charges - Credit
Cards and Debit Cards |
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Bank
Charges - Credit Cards and Debit Cards |
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| Credit
Cards |
| Annual
Fee |
|
| eCard (Classic) |
Free |
| eCard (Platinum) |
Free |
| Family & Friends Platinum MasterCard |
|
| - Principal Card |
S$30* |
| - Two Supplementary Card |
Free |
| Flash
Credit (Classic) |
Free |
| Maybankard MasterCard
Platinum |
|
| - Principal Card |
S$180` |
| - 1st Supplementary Card |
S$100`` |
| Maybankard
Visa Platinum |
|
| - Principal Card |
S$150``` |
| - Two Supplementary Cards |
Free |
| Quarterly
Service Fee |
|
| eCard |
S$5 (Classic)^
S$10 (Platinum)^ |
| Flash
Credit |
S$10
(Classic)^ |
| Cash
Transaction |
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| Cash Advance Fee |
5% or minimum S$15, whichever
is higher |
| Overseas
Cash Withdrawal** via |
|
- Maybank
ATM (RegionLink)
|
S$3 per transaction |
| -
Non-Maybank ATM |
S$5
per transaction |
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| Finance
Charge |
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For Cash Advances
Platinum, eCard and Flash Credit
|
24% p.a. |
For
Purchases
Platinum Card
eCard and Flash Credit |
24% p.a.
15% p.a.# |
| Overseas Card
Transactions in Foreign Currencies |
| All foreign transactions shall be
charged in the official currency of the country where
the Card is used and will be converted to Singapore
dollars at an exchange rate at such time as may determined
by the Card Association(s), Visa International Service
Association and/or MasterCard International Incorporated
at its absolute discretion. The conversion rate applied
is based on the posting date of the transaction to the
Card Account and may be different from the rate in effect
on the date of the transaction. The converted amount,
together with an administrative fee of 1% of the said
amount will be charged by the Bank to the Card account. |
Minimum
Monthly Repayment
(effective from 1 August 2005) |
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| For Credit Card
Account
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| Classic and Platinum |
3% of outstanding balance
or S$20, whichever is higher, plus any outstanding amount
"Past Due" from previous statements |
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Accounts that are over limit: 3% for
Classic of the credit limit plus the excess over the
credit limit.
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For
Fund Transfer Account
(effective from 6 June 2005) |
1% of
outstanding balance or S$10, whichever is higher plus
any outstanding amount "Past Due" from previous
statements
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| Late
Charge
|
5%
on the minimum payment due or S$35, whichever is higher |
| Liability
|
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| Lost
Card Liability |
Limited to S$500 before report
Nil after report
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| Other
Service Charges |
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| Fund
Transfer Administration Fee |
S$20
per transfer |
| Request for Printed
Statement |
S$2 per copy^^ |
| Request
for Separate Supplementary Statement |
S$2
per copy^^ |
Request for Resend
of eStatement
(up to past 12 months) |
Free |
| Returned
Cheque |
S$40
per cheque |
| Returned GIRO |
S$40 per
item |
| Request
for Duplicate Copy of Sales Draft/Statement |
S$5
per copy |
| Card
Replacement |
S$30 |
| Card PIN Replacement |
Free |
| Rewards
Infinite Membership |
S$18
per annum or 4,500 tr'eats Points |
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| Debit
Cards |
| Annual
Fee |
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| Flash
Debit Card |
Free |
| One-time
Joining Fee |
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| Flash
Debit Card |
S$18## |
| Overseas
Cash Withdrawal** via |
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-
Maybank ATM (RegionLink)
|
S$3
per transaction |
| - Non-Maybank
ATM |
S$5
per transaction |
| Other
Service Charges |
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| Cost
of Second and Third Card |
S$10
per card
S$16 for one-time purchase of 2 cards |
| Monthly Card Service
Fee |
S$2+ |
| Monthly
Account Service Fee |
S$2++ |
| Request for Duplicate Copy of Sales Draft / Statement |
S$5 per copy |
| Card Replacement |
S$30 |
| Card
PIN Replacement |
Free |
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| * |
Waived when used 12 times (any amount) per year |
| ** |
Only for cards linked to
Maybank deposit accounts in Singapore |
| ` |
Waived with retail spending
of S$12,000 per year |
| `` |
Waived with retail spending
of S$6,000 per year |
| ``` |
Waived with retail spending
of S$10,000 per year |
| + |
Waived with at least 2 transactions
to the account per month. Waived for Debit Cardmembers aged
between 16 and 21 years old |
| ++ |
Waived with maintenance of
at least S$200 in the account balance. Waived for Debit Cardmembers
aged between 16 and 21 years old |
| ^ |
Waived if there is at least
1 transaction every 3 months |
| ^^ |
Additional postage charge
of S$1 per statement for Malaysia/ Brunei and S$3 per statement
for all other countries shall apply |
| # |
Interest rate will apply
when cardmember pays promptly, otherwise it will convert to
24% per annum until such time when cardmember maintains a
clean payment record for 6 months |
| ## |
Special Price applies during
promotional period |
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Our fees and charges listed above are effective from 1 January 2007.
We will notify you of any changes by giving you 30 days' notice
except where otherwise stated in the Terms and Conditions governing
the Bank's relevant Cards & Services. |
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