Secured Overdraft

Need extra funds? With Maybank Secured Overdraft, you'll have convenient access to extra cash by pledging your asset(s). Enjoy the convenience of the facility via cheque book, ATM Card and



  • No minimum income requirement. Credit limit is pledge to the value of your pledged asset(s)^
  • Continue to own your asset(s) while accessing extra cash via a secured overdraft  without liquidating them
  • Provide flexible cash management
  • Easy cash access of your secured overdraft via cheque book or ATM Card and
  • No minimum drawdown amount
  • Incur interest only on the actual amount of facility used#
  • Interest rate* from as low as our Prime Lending rate
^Value and financing quantum is dependent  on the type of asset (s) you are pledging.
*Interest rate varies according to the collateral provided and starts from Maybank Singapore's Prime Lending Rate.
#The minimum monthly interest to be levied on any debit balance is S$20.
Terms and Conditions apply.

Who can apply

  • Singapore Citizen or Singapore Permanent Resident
  • Minimum 21 years of age

To find out more, simply contact your Relationship Manager or visit any of our Branches in Singapore.

Terms and Conditions Governing Secured Overdraft Facility (PDF)

Terms and Conditions for Banking Facilities (PDF)