Personal Line of Credit (CreditAble)

CreditAble (Personal Line of Credit)

Take a load off your mind with Maybank CreditAble – your personal credit line. Enjoy credit line of up to 4X your monthly income, with easy access via chequebook or ATM Card. So whether it’s for your outstanding bills or that perfect holiday, you will always have that extra cash on hand.

Key info

  • Extra cash at lowest interest rate^ at only 9% p.a.* for one year New!
  • Choice of flexible or fixed repayments
  • Complimentary chequebook



Free PANDORA Charm bracelet worth S$212

Receive an exquisite activation gift of PANDORA Charm Bracelet worth S$212 when you apply for Maybank Credit Cards and CreditAble!

Click here for Terms and Conditions.

Complimentary MyKronoz ZeSplash Smartwatch worth S$249

Receive a complimentary MyKronoz ZeSplash Smartwatch when you apply for CreditAble Term Loan.

Click here to find out more.  


  • Low prevailing interest rate of only 9% p.a.* for first year New!
  • Credit line of up to 4X your monthly income
  • Flexible repayments from as little as 3% of your outstanding balances or S$30, whichever is higher
  • Attractive promotional interest rates with CreditAble Term Loan or Fund Transfer
  • Standby facility – pay interest only on the amount you use
  • 2-year annual fee waiver
  • Easy access to your credit line via complimentary chequebook or ATM Card at ATMs in Singapore, Malaysia, Brunei and the Philippines
  • 24-hour account access via PhoneBanking (Dial-Link) and
  • Transfer funds from your CreditAble Account to any Visa card overseas at attractive rates with Maybank Visa Money Transfer

Interest rate

17.8% p.a.

Annual fee

S$60 (2-year fee waiver)

Who can apply

  • Singapore Citizens, Singapore Permanent Residents
  • Between 21 to 65 years of age
  • Have a minimum income of S$30,000 p.a.

Apply now by sending us the completed application form or visit any of our 22 Branches in Singapore.

Terms and conditions w.e.f. 1st July 2014 (PDF)

*Promotional interest rate of 9% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 17.8% p.a. will apply.
^Claim is made as at time of print.