Personal Line of Credit (CreditAble)

Take a load off your mind with Maybank CreditAble – your personal credit line. Enjoy credit line of up to 2 times your monthly income, with easy access via chequebook or ATM Card. So whether it’s for your outstanding bills or that perfect holiday, you will always have that extra cash on hand.

Key info

  • Extra cash at only 0.8% per month (9.6% p.a.)* for one year New!
  • Choice of flexible or fixed repayments
  • Complimentary chequebook

 

Apply for CreditAble online and receive a complimentary Shinco 7" Android Tablet when you draw down at least S$50 from your new CreditAble Account within the first month.

Complimentary Shinco 7" Android Tablet

  • Android 4.1, Jelly Bean Operating System
  • IPS Capacitive Touch Screen
  • Dual Camera (Front and rear)

Find out more

Benefits

  • Low promotional interest rate of only 0.8% per month (EIR: 9.6% p.a.)* for one year; prevailing interest rate of 17.8% p.a.** thereafter  New!
  • Flexible repayment at preferential interest rates with Fund Transfer feature
  • Affordable fixed monthly instalments with CreditAble Term Loan
  • 2- year annual fee waiver
  • Credit line of up to 2 times your monthly income
  • Pay interest only on the amount you utilise and make only the minimum monthly repayment when needed
  • Easy access to your credit line via complimentary chequebook or ATM Card at ATMs in Singapore, Malaysia, Brunei and the Philippines
  • 24-hour account access via PhoneBanking (Dial-Link) and Maybank2u.com.sg
  • Transfer funds from your CreditAble Account to any Visa card overseas at attractive rates with Maybank Visa Money Transfer

Interest rate

17.8% p.a.

Annual fee

S$60 (2-year fee waiver)

Who can apply

  • Singapore Citizens, Singapore Permanent Residents
  • Between 21 and 60 years of age
  • Have a minimum income of S$30,000 p.a.

Apply now by sending us the completed application form or visit any of our 22 Branches in Singapore.

Terms and conditions (PDF)

*Promotional interest rate of 9.6% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 17.8% p.a. will apply.
**Rates are subject to change without prior notice. Terms and Conditions apply.