Personal Line of Credit (CreditAble)

CreditAble (Personal Line of Credit)

Take a load off your mind with Maybank CreditAble – your personal credit line. Enjoy credit line of up to 4X your monthly income, with easy access via chequebook or ATM Card+. So whether it’s for your outstanding bills or that perfect holiday, you will always have that extra cash on hand.

Key info

  • Extra cash at a low promotional interest rate of only 9% p.a.* for first year
  • Choice of flexible or fixed repayments
  • Complimentary chequebook



Experience the fine mechanics of ARBUTUS Automatic Watch worth S$509
Free Arbutus Automatic Watch worth S$509!

Receive a free Arbutus Automatic Watch worth S$509 when you apply for 2 new Maybank Credit Cards and CreditAble!

Click here for Terms and Conditions.

Complimentary TODAI Buffet Dining for 2 worth S$160
Complimentary TODAI Buffet Dining for 2 when you apply for CreditAble Term Loan

Delight your palate with TODAI Buffet Dining for 2 worth S$160, with a minimum approved CreditAble Term Loan amount of S$8,000.

Click here to find out more.

CreditAble Monthly Lucky Draw New!

Stand a chance to win S$3,000 monthly! Earn 1 lucky draw chance for every S$100 utilised from the CreditAble Account based on your average monthly utilisation.

The result from each Lucky Draw will be published on Maybank’s website within 7 days from the Lucky Draw date.

Lucky Draw Date
Qualifying Period
1st Draw – 17 Jun 2015
16 May 2015 – 15 Jun 2015
2nd Draw – 17 Jul  2015
16 Jun 2015 – 15 Jul 2015
3rd Draw – 17 Aug 2015
16 Jul 2015 – 15 Aug 2015
4th Draw – 17 Sep 2015
16 Aug 2015 – 15 Sep 2015
5th Draw – 17 Oct 2015
16 Sep 2015 – 15 Oct 2015
6th Draw – 17 Nov 2015
16 Oct 2015 – 15 Nov 2015
7th Draw – 17 Dec 2015
16 Nov 2015 – 15 Dec 2015

Terms and Conditions for CreditAble Monthly Lucky Draw Promotion (PDF)

CreditAble Monthly Lucky Draw Winner

Lucky Draw Date
1st Draw - 17 Jun 2015
C.G Luah
2nd Draw - 20 Jul 2015
3rd Draw - 17 Aug 2015
C.Z Choo
4th Draw - 17 Sep 2015
S.B Soo
5th Draw - 19 Oct 2015
B.T Khor
6th Draw - 17 Nov 2015
L.M Yeo
7th Draw - 17 Dec 2015
L.T Lai


  • Low promotional interest rate of only 9% p.a.* for first year
  • Credit line of up to 4X your monthly income
  • Flexible repayments from as little as 3% of your outstanding balances or S$30, whichever is higher
  • Attractive promotional interest rates with CreditAble Term Loan or Fund Transfer
  • Standby facility – pay interest only on the amount you use
  • 2-year annual fee waiver
  • Easy access to your credit line via complimentary chequebook or ATM Card+ at ATMs in Singapore, Malaysia, Brunei and the Philippines
  • 24-hour account access via PhoneBanking (Dial-Link) and Online Banking (
  • Transfer funds from your CreditAble Account to any Visa card overseas at attractive rates with Maybank Visa Money Transfer

Interest rate

19.8% p.a.

Annual fee

S$80 (2-year fee waiver)

Who can apply

  • Singapore Citizens, Singapore Permanent Residents
  • Between 21 to 65 years of age
  • Have a minimum income of S$30,000 p.a.

How to apply

  • Download our ‘Maybank SG’ app from:
    Download at App StoreGoogle Play

  • Fill up the form and mail back
  • Visit any of our 22 Branches in Singapore

Terms and conditions w.e.f. 1st July 2014 (PDF)

*Promotional interest rate of 9% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 19.8% p.a. will apply.
+Supports ATM cash withdrawal only. Point-of-Sale transaction is not available.

With effect from 15 December 2015, there will be revisions to the prevailing interest rate and annual fee for CreditAble. Click here to find out more