Personal Line of Credit (CreditAble)

CreditAble (Personal Line of Credit)

Take a load off your mind with Maybank CreditAble – your personal credit line. Enjoy credit line of up to 4X your monthly income, with easy access via chequebook or ATM Card+. So whether it’s for your outstanding bills or that perfect holiday, you will always have that extra cash on hand.

Key info

  • Extra cash at a low promotional interest rate of only 9% p.a.* for first year
  • Choice of flexible or fixed repayments
  • Complimentary chequebook



Experience the fine mechanics of ARBUTUS Automatic Watch worth S$509
Free Arbutus Automatic Watch worth S$509!

Receive a free Arbutus Automatic Watch worth S$509 when you apply for 2 new Maybank Credit Cards and CreditAble!

Click here for Terms and Conditions.

Complimentary TODAI Buffet Dining for 2 worth S$160
Complimentary TODAI Buffet Dining for 2 when you apply for CreditAble Term Loan

Delight your palate with TODAI Buffet Dining for 2 worth S$160, with a minimum approved CreditAble Term Loan amount of S$8,000.

Click here to find out more.

CreditAble Monthly Lucky Draw

Stand a chance to win S$3,000 monthly! Earn 1 lucky draw chance for every S$100 utilised from the CreditAble Account based on your average monthly utilisation.

The result from each Lucky Draw will be published on Maybank’s website within 7 days from the Lucky Draw date.

Lucky Draw Date
Qualifying Period
1st Draw – 17 Jun 2015
16 May 2015 – 15 Jun 2015
2nd Draw – 17 Jul  2015
16 Jun 2015 – 15 Jul 2015
3rd Draw – 17 Aug 2015
16 Jul 2015 – 15 Aug 2015
4th Draw – 17 Sep 2015
16 Aug 2015 – 15 Sep 2015
5th Draw – 17 Oct 2015
16 Sep 2015 – 15 Oct 2015
6th Draw – 17 Nov 2015
16 Oct 2015 – 15 Nov 2015
7th Draw – 17 Dec 2015
16 Nov 2015 – 15 Dec 2015

Terms and Conditions for CreditAble Monthly Lucky Draw Promotion (PDF)

CreditAble Monthly Lucky Draw Winner

Lucky Draw Date
1st Draw - 17 Jun 2015
C.G Luah
2nd Draw - 20 Jul 2015
3rd Draw - 17 Aug 2015
C.Z Choo
4th Draw - 17 Sep 2015
S.B Soo
5th Draw - 19 Oct 2015
B.T Khor
6th Draw - 17 Nov 2015
L.M Yeo
7th Draw - 17 Dec 2015
L.T Lai


  • Low promotional interest rate of only 9% p.a.* for first year
  • Credit line of up to 4X your monthly income
  • Flexible repayments from as little as 3% of your outstanding balances or S$30, whichever is higher
  • Attractive promotional interest rates with CreditAble Term Loan or Fund Transfer
  • Standby facility – pay interest only on the amount you use
  • 2-year annual fee waiver
  • Easy access to your credit line via complimentary chequebook or ATM Card+ at ATMs in Singapore, Malaysia, Brunei and the Philippines
  • 24-hour account access via PhoneBanking (Dial-Link) and Online Banking (
  • Transfer funds from your CreditAble Account to any Visa card overseas at attractive rates with Maybank Visa Money Transfer

Interest rate

19.8% p.a.

Annual fee

S$80 (2-year fee waiver)

Who can apply

  • Singapore Citizens, Singapore Permanent Residents
  • Between 21 to 65 years of age
  • Have a minimum income of S$30,000 p.a.

How to apply

  • Download our ‘Maybank SG’ app from:
    Download at App StoreGoogle Play

  • Fill up the form and mail back
  • Visit any of our 22 Branches in Singapore

Terms and conditions w.e.f. 1st July 2014 (PDF)

*Promotional interest rate of 9% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 19.8% p.a. will apply.
+Supports ATM cash withdrawal only. Point-of-Sale transaction is not available.