Personal Line of Credit (CreditAble)

CreditAble (Personal Line of Credit)

Take a load off your mind with Maybank CreditAble – your personal credit line. Enjoy credit line of up to 4X your monthly income, with easy access via chequebook or ATM Card+. So whether it’s for your outstanding bills or that perfect holiday, you will always have that extra cash on hand.

Key info

  • Extra cash at a low promotional interest rate of only 9% p.a.* for first year
  • Choice of flexible or fixed repayments
  • Complimentary chequebook



Receive a 2-PIECE DELSEY BELFORT Trolley Case Set worth S$798 when you apply for two Maybank Credit Cards and CreditAble!
Receive a two-piece Delsey Belfort 28" and 30" Luggage Set worth S$798 when you apply Maybank Credit Cards and CreditAble!

Get a 2-PIECE DELSEY BELFORT 70CM and 76CM 4-WHEEL TROLLEY CASE SET worth S$798 when you apply for two new Maybank Credit Cards and CreditAble account, and charge and/or withdraw a minimum of S$600 to your Credit Cards and/or CreditAble account within the first two months of approval.

Click here to find out more.

Enjoy S$120 Cash Credit
S$120 Cash Credit

Enjoy S$120 Cash Credit when you apply for CreditAble Term Loan.

Click here to find out more.


  • Low promotional interest rate of only 9% p.a.* for first year
  • Credit line of up to 4X your monthly income
  • Flexible repayments from as little as 3% of your outstanding balances or S$30, whichever is higher
  • Attractive promotional interest rates with CreditAble Term Loan or Fund Transfer
  • Standby facility – pay interest only on the amount you use
  • 2-year annual fee waiver
  • Easy access to your credit line via complimentary chequebook or ATM Card+ at ATMs in Singapore, Malaysia, Brunei and the Philippines
  • 24-hour account access via PhoneBanking (Dial-Link) and Online Banking (
  • Transfer funds from your CreditAble Account to any Visa card overseas at attractive rates with Maybank Visa Money Transfer

Interest rate

19.8% p.a.

Annual fee

S$80 (2-year fee waiver)


  • Singapore Citizens, Singapore Permanent Residents
  • Between 21 to 65 years of age
  • Have a minimum income of S$30,000 p.a.

How to apply

  • Download our ‘Maybank SG’ app from:
    Download at App StoreGoogle Play

  • Fill up the form and mail back

  • Visit any of our 21 Branches in Singapore

Fees and Charges

Click here for CreditAble fees and charges

Terms and Conditions (PDF)

Terms and Conditions (effective 1 May 2017)

*Promotional interest rate of 9% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 19.8% p.a. will apply.
+Supports ATM cash withdrawal only. Point-of-Sale transaction is not available.