CreditAble | Personal Line of Credit | Maybank Singapore

Personal Line of Credit (CreditAble)

CreditAble (Personal Line of Credit)

Take a load off your mind with Maybank CreditAble - your personal line of credit. Enjoy credit line of up to 4X your monthly income at one of the lowest interest rates, with easy access via chequebook or ATM Card+. So whether it's for your outstanding bills or that perfect holiday, you will always have that extra cash on hand.

Key info

  • Extra cash at a low promotional interest rate of only 9% p.a.* for first year
  • Choice of flexible or fixed repayments
  • Complimentary chequebook

Get S$100 Cash Credit with Maybank Credit Cards and CreditAble

Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$800 within the first two months of approval to receive S$100 Cash Credit.


Terms and Conditions apply.

Enjoy S$120 Cash Credit
personal loan Singapore

Enjoy S$120 Cash Credit when you apply for CreditAble Term Loan.

Click here to find out more.


  • Low promotional interest rate of only 9% p.a.* for first year
  • Credit line of up to 4X your monthly income
  • Flexible repayments from as little as 3% of your outstanding balances or S$30, whichever is higher
  • Attractive promotional interest rates with CreditAble Term Loan or Fund Transfer
  • Standby facility - pay interest only on the amount you use
  • 2-year annual fee waiver
  • Easy access to your credit line via complimentary chequebook or ATM Card+ at ATMs in Singapore, Malaysia, Brunei and the Philippines
  • 24-hour account access via PhoneBanking (Dial-Link) and Online Banking (
  • Transfer funds from your CreditAble Account to any Visa card overseas at attractive rates with Maybank Visa Money Transfer

Here's how you can enjoy up to 65% cash savings on your bill payments

Credit Cards
Credit Lines
Maybank CreditAble
Outstanding Amount
Interest payable
at 25.9% p.a.
for a year
Interest payable
at 20.8% p.a.
for a year
Interest payable
at 9% p.a.*
for a year
Cash savings of up to 65%

Interest rate

19.8% p.a.

Annual fee

S$80 (2-year fee waiver)


  • Singapore Citizens, Singapore Permanent Residents
  • Between 21 to 65 years of age
  • Have a minimum income of S$30,000 p.a.

Fees and Charges

Click here for CreditAble fees and charges

Terms and Conditions (PDF)

*Promotional interest rate of 9% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 19.8% p.a. will apply. Maybank may at its discretion, determine the interest rate of up to 22.8% p.a., upon approval of the Facility.
+Supports ATM cash withdrawal only. Point-of-Sale transaction is not available.

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