Personal Line of Credit (CreditAble)

CreditAble (Personal Line of Credit)

Take a load off your mind with Maybank CreditAble – your personal credit line. Enjoy credit line of up to 4X your monthly income, with easy access via chequebook or ATM Card+. So whether it’s for your outstanding bills or that perfect holiday, you will always have that extra cash on hand.

Key info

  • Extra cash at lowest interest rate^ at only 9% p.a.* for one year
  • Choice of flexible or fixed repayments
  • Complimentary chequebook



Free PANDORA Charm bracelet worth S$212

Receive an exquisite activation gift of PANDORA Charm Bracelet worth S$212 when you apply for Maybank Credit Cards and CreditAble!

Click here for Terms and Conditions.

Complimentary CBTL single serve beverage machine and 2 starter kits worth S$225

Receive a complimentary The Coffee Bean & Tea Leaf’s single serve beverage machine and 2 starter kits when you apply for CreditAble Term Loan.

Click here to find out more.  


  • Low prevailing interest rate of only 9% p.a.* for first year
  • Credit line of up to 4X your monthly income
  • Flexible repayments from as little as 3% of your outstanding balances or S$30, whichever is higher
  • Attractive promotional interest rates with CreditAble Term Loan or Fund Transfer
  • Standby facility – pay interest only on the amount you use
  • 2-year annual fee waiver
  • Easy access to your credit line via complimentary chequebook or ATM Card+ at ATMs in Singapore, Malaysia, Brunei and the Philippines
  • 24-hour account access via PhoneBanking (Dial-Link) and Online Banking (
  • Transfer funds from your CreditAble Account to any Visa card overseas at attractive rates with Maybank Visa Money Transfer

Interest rate

17.8% p.a.

Annual fee

S$60 (2-year fee waiver)

Who can apply

  • Singapore Citizens, Singapore Permanent Residents
  • Between 21 to 65 years of age
  • Have a minimum income of S$30,000 p.a.

Apply now by sending us the completed application form or visit any of our 22 Branches in Singapore.

Terms and conditions w.e.f. 1st July 2014 (PDF)

*Promotional interest rate of 9% p.a. is only valid for 1 year from the opening date of the Maybank CreditAble Account. Subject to good account conduct as determined by Maybank, otherwise prevailing interest rate of 17.8% p.a. will apply.
^Claim is made as at time of publishing.
+Supports ATM cash withdrawal only. Point-of-Sale transaction is not available.