Unsecured Revolving Credit Line (CreditAble)
A personal credit line that puts cash in your hands; easy access via chequebook or ATM Card; get up to 2 times your monthly income
Key info
- Promotional interest rate of 11.88% p.a.* for 2 years; prevailing interest rate of
17.8% p.a.** thereafter - Monthly cashback of 1.2% p.a. based on average monthly utilisation***
- 2-year annual fee waiver
- Choice of structured repayments with CreditAble Term Loan New
- Be rewarded with S$30 Cash Credit upon approval^ of your Maybank CreditAble account!
| Complimentary OTO e-Lux (Portable Back Massager) worth S$368 |
CreditAble is a personal credit line that puts extra cash in your hands when you most need it. Enjoy the ease and convenience of accessing your personal credit line via your chequebook or ATM Card.
Benefits
- Attractive prevailing interest rate of 17.8% p.a.**
- Monthly cashback of 1.2% p.a. based on average monthly utilisation***
- 2-year annual fee waiver
- Credit line of up to 2 times your monthly income
- Easy access to your credit line via chequebook, or ATM Card at ATMs in Brunei, Malaysia, the Philippines and Singapore
- 24-hour account access via PhoneBanking (Dial-Link) and Maybank2u.com.sg
- Maybank Visa Money Transfer – transfer funds from your CreditAble Personal Line Account to any Visa card overseas at attractive rates
- Choice of structured repayments with CreditAble Term Loan New!
Interest rate
17.8% p.a.
CreditAble Monthly Lucky Draw
Stand a chance to win S$3,000 monthly! Earn 1 lucky draw chance for every S$1 utilised from CreditAble account based on your average monthly utilisation.
Results of each Lucky Draw will be published in Maybank’s website within 7 days from each Lucky Draw date.
Lucky Draw and Draw Date | Qualifying Period |
1st Draw – 17 Dec 2011 | 16 Nov 2011 – 15 Dec 2011 |
2nd Draw – 17 Jan 2012 | 16 Dec 2011 – 15 Jan 2012 |
3rd Draw – 17 Feb 2012 | 16 Jan 2012 – 15 Feb 2012 |
4th Draw – 17 Mar 2012 | 16 Feb 2012 – 15 Mar 2012 |
5th Draw – 17 Apr 2012 | 16 Mar 2012 – 15 Apr 2012 |
6th Draw – 17 May 2012 | 16 Apr 2012 – 15 May 2012 |
7th Draw – 17 Jun 2012 | 16 May 2012 – 15 Jun 2012 |
8th Draw – 17 Jul 2012 | 16 Jun 2012 – 15 Jul 2012 |
9th Draw – 17 Aug 2012 | 16 Jul 2012 – 15 Aug 2012 |
10th Draw – 17 Sep 2012 | 16 Aug 2012 – 15 Sep 2012 |
11th Draw – 17 Oct 2012 | 16 Sep 2012 – 15 Oct 2012 |
12th Draw – 17 Nov 2012 | 16 Oct 2012 – 15 Nov 2012 |
Terms and conditions for CreditAble Monthly Lucky Draw Promotion (PDF)
CreditAble Monthly Lucky Draw Winner
| Lucky Draw and Draw Date | Name | NRIC No. |
| 1st Draw – 19 Dec 2011 | B. O. Riduwan | SXXXX781C |
| 2nd Draw – 17 Jan 2012 | M. S. Toh | SXXXX578C |
| 3rd Draw – 17 Feb 2012 | S. C. Gan | SXXXX415D |
| 4th Draw – 19 March 2012 | K. P. Ho | SXXXX843D |
| 5th Draw – 17 Apr 2012 | H. Q. Tan | SXXXX146A |
| 6th Draw – 17 May 2012 | R. Chia | SXXXX989G |
Annual fee
S$60 (2-year fee waiver)
Who can apply
- Singapore Citizens, Singapore Permanent Residents
- Between 21 and 60 years of age
- Have a minimum income of S$30,000 p.a.
Apply now by sending us the completed application form or visit any of our 22 Branches in Singapore.
| * | Promotional interest rate of 11.88% p.a. is only valid for 2 years from the opening date of the CreditAble account. Thereafter, the prevailing interest rate of 17.8% p.a. will apply. Applies only to CreditAble Accounts that are in good standing as may be determined by Maybank. |
| ** | Rates are subject to change without prior notice .Terms and Conditions apply. |
| *** | Provided that you have duly and punctually paid at least the Minimum Payment Due on or before the respective due date in a month and your CreditAble Account is in good standing, you shall be entitled to a Cashback at 1.2% per annum based on the average daily debit balance in that month, as determined by the Bank, to be credited to the account in the following month. |
| ^ | Only new Maybank CreditAble Account applicants who do not have an existing Maybank CreditAble Account are eligible for the approval gift of S$30 Cash Credit. Promotion starts 1 April 2012, limited to the first 500 online applicants upon approval. Each new Maybank CreditAble Account applicant is entitled to one gift only, upon approval of CreditAble application. S$30 will be charged to the applicant if the Maybank CreditAble Account is closed or terminated within 9 months from opening date of the account. |
Important Notices
SaveUp Account for Loan Customer
Loans
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