Personal Credit

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Banker's Guarantee

On your behalf, Maybank gives an unconditional guarantee to pay your potential customer under their terms of requirement; Banker's Guarantee frees up your working capital/cash

Key info
  • As good as cash to your customer
  • Enables you to tender for big contracts
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CreditAble

A personal credit line that puts cash in your hands; easy access via chequebook or ATM Card; get up to 2 times your monthly income

Key info
  • Promotional interest rate of 11.88% p.a. for 2 years; prevailing interest rate of 17.8% p.a. thereafter
  • Monthly cashback of 1.2% p.a. based on average monthly utilisation
  • 2-year annual fee waiver
  • Choice of structured repayments with CreditAble Term Loan

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Education Loan

Wondering what are the financing options available for your local or overseas studies? We may just have the right options for you.

Key info
  • Attractive interest rate
  • Flexible repayment period
  • Interest Servicing scheme and Partial Repayment scheme available
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Renovation Loan

Generous quantum of up to 6 times your monthly salary.

Key info
  • Loan amount of up to 6x your monthly income or $30,000, whichever is lower
  • Flexible loan tenure of 1 to 5 years
  • Choice of Monthly Rest or Flat Rate package
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Secured Line of Credit (MyLINE)

Convenient access to extra cash by pledging your assets; enjoy the flexibility of drawing available cash when the need arises; easy access/monitoring via chequebook, ATM Card and Maybank2u.com.sg; draw again from the available credit, even as you are repaying the utilised limit amount

Key info
  • Incur interest only on actual amount borrowed
  • Credit limit is pegged to pledged assets, not income
  • Flexible repayment terms – any amount, any time
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