Product Risk Rating – Investment

Maybank’s investment products are risk rated under a 5-point scale ranging from 1 (representing the lowest risk) to 5 (representing the highest risk).

  1. Bonds
    ISIN CodeBond Name 
    Coupon
    (%p.a)
    Maturity date
    Previous Risk Rating
    Final Risk Rating
    SG6V47983204 Housing Development Board 
    2.505
    27-Jun-2024
    1
    2
    SG31A8000003Singapore Government Bond
    2.125
    1-Jun-2026
    1
    2
    SG6YI7000001 Capital Commercial Trust
    2.96
    13-Aug-2021
    3
    3
    SG6W16984513NTUC Income
    3.65
    23-Aug-2027
    3
    3
    SG7Z25966556Great Eastern Life
    4.6
    19-Jan-2026
    3
    3
    SG6T34979540Singapore Post
    4.25
    Perp
    4
    3
    SG6T57979641Mapletree Logistics
    5.375
    Perp
    4
    3
    SG6ZD6000000Ascendas REIT
    4.75
    Perp
    NA
    3
    SG6T47979602Genting Singapore
    5.125
    Perp
    NA
    3
    USY20721BS73Republic of Indonesia
    3.7
    8-Jan-2022
    NA
    4
    USN1384FAA32Bharti Airtel
    5.125
    11-Mar-2023
    NA
    4
    XS0874014722Standard Chartered Plc
    3.95
    11-Jan-2023
    NA
    4
    XS1418635337LandLease US Capital
    4.5
    26-May-2026
    NA
    4
    US12625GAD60CNOOC
    4.25
    9-May-2043
    NA
    5
    AU3CB0208494LendLease Finance
    5.5
    13-Nov-2018
    NA
    3
    AU3CB0221117National Australia Bank
    4.25
    20-May-2019
    NA
    2
    AU3CB0240059Qantas Airways
    4.4
    10-Oct-2023
    NA
    4
  2. Structured Deposits
    Product Name
    Previous
    Risk Rating
    Current
    Risk Rating
    Maybank Saver Series 2017 Structured Deposit (Tranche 2) (Current Offering)
    1
    1
    Maybank Saver Series 2017 Structured Deposit (Tranche 1) (Previous Offering)
    1
    1
    Maybank Saver Series 2016 Structured Deposit (Tranche 3) (Previous Offering)
    1
    1
    Maybank Saver Series 2016 Structured Deposit (Tranche 2) (Previous Offering)
    1
    1
    Maybank Saver Series 2016 Structured Deposit (Tranche 1) (Previous Offering)
    1
    1
    Maybank Saver Series 12 Structured Deposit (Previous Offering)
    1
    1
    Maybank Saver Series 11 Structured Deposit (Previous Offering)
    1
    1
    Maybank Saver Series 10 Structured Deposit (Previous Offering)
    1
    1
    Maybank Saver Series 9 Structured Deposit (Previous Offering)
    1
    1
    Maybank Saver Series 8 Structured Deposit (Previous Offering)
    1
    1
    Maybank Saver Series 7 Structured Deposit (Previous Offering)
    1
    1
    Maybank Saver Series 6 Structured Deposit (Previous Offering)
    1
    1
    Maybank Saver Series 4 Structured Deposit (Previous Offering)
    1
    1
    Maybank Saver Series 3 Structured Deposit (Previous Offering)
    1
    1
    Maybank Saver Series 2 Structured Deposit (Previous Offering)
    1
    1
  3. Dual Currency Investments (DCI)
    Product Name
    Previous
    Risk Rating
    Current
    Risk Rating
    Dual Currency Investments
    3
    3
  4. Unit Trusts (UT)
    Product Name
    Previous
    Risk Rating
    Current
    Risk Rating
    Aberdeen Asian Smaller Companies Fund
    4
    4
    Aberdeen European Opportunities Fund
    3
    3
    Aberdeen Global Emerging Markets Fund
    4
    4
    Aberdeen Global Opportunities Fund
    3
    3
    Aberdeen Global Technology Fund
    4
    4
    Aberdeen India Opportunities Fund
    4
    4
    Aberdeen Indonesia Equity Fund
    4
    4
    Aberdeen Japan Equity Fund
    3
    3
    Aberdeen Malaysia Equity Fund
    4
    4
    Aberdeen Pacific Equity Fund
    3
    3
    Aberdeen Singapore Equity Fund
    3
    3
    Aberdeen Thailand Equity Fund
    4
    4
    Allianz Dynamic Asian High Yield Bond
    3
    4
    Allianz Europe Equity Growth
    3
    3
    Allianz Europe Equity Growth Select Fund
    3
    3
    Allianz Income and Growth
    3
    3
    Allianz US High Yield
    3
    3
    Allianz US Short Duration High Income Bond
    NA
    3
    Amundi Funds - Bond Global Aggregate
    4
    4
    Amundi Global Luxury & Lifestyle Fund
    4
    4
    BNP Paribas European Multi Asset Income Fund
    3
    3
    BlackRock Global Funds - European Equity Income Fund
    3
    3
    BlackRock Global Funds - Global Equity Income Fund
    3
    3
    Deutsche Noor Precious Metals Securities Fund
    5
    5
    DWS Asia Small/Mid Cap Fund
    4
    4
    DWS China Equity Fund
    4
    4
    DWS Global Agribusiness
    4
    4
    DWS Global Themes Equity Fund
    3
    3
    Eastspring Investments - Asia Equity Income Fund
    3
    4
    Eastspring Investments - Asian High Yield Bond Fund
    3
    4
    Eastspring Investments - Japan Dynamic Fund
    3
    3
    Eastspring Investments - North American Value Fund
    3
    3
    Eastspring Investments Funds - Monthly Income Plan
    3
    3
    Eastspring Investments UT - Dragon Peacock Fund
    4
    4
    Eastspring Investments UT - Global Balanced Fund
    3
    3
    Eastspring Investments UT - Global Basics Fund
    3
    3
    Eastspring Investments UT - Pan European Fund
    4
    3
    Fidelity Funds - ASEAN Fund
    4
    4
    Fidelity Funds - Asian Bond Fund
    NA
    2
    Fidelity Funds - China Focus Fund
    4
    4
    Fidelity Funds - Emerging Europe, Middle East and Africa Fund
    4
    4
    Fidelity Funds - Emerging Markets Fund
    4
    4
    Fidelity Funds - European Aggressive Fund
    5
    5
    Fidelity Funds - European High Yield Fund
    3
    4
    Fidelity Funds - Global Dividend A-MIncome Fund
    3
    3
    Fidelity Funds - Global Inflation-Iinked Bond Fund
    3
    3
    Fidelity Funds - Global Multi Asset Income Fund
    3
    3
    Fidelity Funds - Indonesia Fund
    4
    4
    Fidelity Funds - South East Asia Fund
    4
    4
    Fidelity Funds - Taiwan Fund
    4
    4
    Fidelity Funds - Thailand Fund
    4
    4
    Fidelity Funds - US High Yield Fund
    3
    3
    First Eagle Amundi International Fund
    3
    3
    First State Asian Growth Fund
    4
    4
    First State Asian Quality Bond Fund
    NA
    2
    First State Bridge
    3
    3
    First State Dividend Advantage
    3
    3
    First State Global Balanced Fund
    3
    3
    First State Global Infrastructure
    4
    4
    First State Global Resources
    4
    4
    First State Regional China Fund
    4
    4
    First State Regional India Fund
    4
    4
    First State Singapore Growth Fund
    3
    3
    FTIF - Franklin Biotechnology Discovery Fund
    4
    4
    FTIF - Franklin High Yield Fund
    3
    3
    FTIF - Franklin Income Fund
    3
    3
    FTIF - Franklin Mutual Beacon Fund
    3
    3
    FTIF - Franklin U.S. Government Fund
    3
    3
    FTIF - Franklin U.S. Opportunities Fund
    4
    3
    FTIF - Templeton Asian Growth Fund
    4
    4
    FTIF - Templeton China Fund
    4
    4
    FTIF - Templeton Emerging Markets Fund
    4
    4
    FTIF - Templeton Global Balanced Fund
    3
    3
    FTIF - Templeton Global Bond Fund
    2
    3
    FTIF - Templeton Global Equity Income Fund
    3
    4
    FTIF - Templeton Global Fund
    3
    3
    FTIF - Templeton Korea Fund
    4
    4
    FTIF - Templeton Latin America Fund
    4
    4
    FTIF - Templeton Thailand Fund
    4
    4
    Fullerton Short Term Interest Rate Fund
    2
    2
    Henderson Asia-Pacific Property Equities Fund
    4
    4
    Henderson European Fund
    4
    3
    Henderson European Property Securities Fund
    4
    4
    Henderson Global Property Equities Fund
    4
    4
    Henderson Global Technology Fund
    4
    4
    Henderson Horizon Fund - Asian Dividend Income Fund
    3
    3
    Henderson Horizon Fund - Asia-Pacific Property Equities Fund
    4
    4
    Henderson Horizon Fund - Global Property Equities Fund
    4
    4
    Henderson Horizon Fund - Global Technology Fund
    4
    4
    Henderson Pacific Dragon Fund
    4
    4
    JPMorgan Funds - Asia Pacific Income Fund
    3
    3
    JPMorgan Funds - US Aggregate Bond Fund
    2
    2
    JPMorgan Funds - US Value Fund
    3
    3
    JPMorgan Inv Funds - Global Income Fund
    3
    3
    JPMorgan Inv Funds – Global Macro Opportunities Fund
    4
    4
    LionGlobal China Growth Fund
    4
    4
    LionGlobal India Fund
    4
    4
    LionGlobal Japan Growth Fund
    3
    3
    LionGlobal Korea Fund
    4
    4
    LionGlobal Malaysia Fund
    4
    4
    LionGlobal SGD Money Market Fund
    1
    2
    LionGlobal South East Asia Fund
    4
    4
    LionGlobal Taiwan Fund
    4
    4
    LionGlobal Thailand Fund
    4
    4
    LionGlobal Vietnam Fund
    4
    4
    Maybank Asian Equity Fund
    NA
    4
    Maybank Asian Income Fund
    NA
    3
    Parvest Bond Asia Ex-Japan
    2
    3
    PineBridge - Acorns of Asia Balanced Fund
    3
    3
    Schroder Alternative Solutions Commodity Fund
    4
    4
    Schroder Alternative Solutions Gold and Precious Metals Fund
    4
    4
    Schroder Asian Balanced Fund
    3
    3
    Schroder Asian Credit Opportunities Fund
    3
    3
    Schroder Asian Equity Yield Fund
    3
    3
    Schroder Asian Growth Fund
    4
    4
    Schroder Asian Income
    3
    3
    Schroder BRIC Fund
    4
    4
    Schroder Emerging Europe Fund
    4
    4
    Schroder Emerging Markets Fund
    4
    4
    Schroder European Equity Alpha Fund
    3
    3
    Schroder Global Emerging Market Opportunities Fund
    4
    4
    Schroder Global Equity Stabiliser
    3
    3
    Schroder ISF Asian Bond Absolute Return
    3
    3
    Schroder ISF Asian Dividend Maximiser
    3
    4
    Schroder ISF Asian Equity Yield
    3
    3
    Schroder ISF Emerging Europe
    4
    4
    Schroder ISF Emerging Markets
    4
    4
    Schroder ISF Emerging Markets Debt Absolute Return
    3
    3
    Schroder ISF European Dividend Maximiser
    3
    3
    Schroder ISF European Equity Alpha
    3
    3
    Schroder ISF Global Dividend Maximiser
    3
    3
    Schroder ISF Global Emerging Market Opportunities
    4
    4
    Schroder ISF Middle East
    4
    4
    Schroder Multi-Asset Revolution
    3
    3
    Schroder Singapore Trust
    3
    3
    Singapore Malaysia Equity Fund
    4
    4
    Stewart Investors Worldwide Leaders Fund
    3
    3
    The Savings Fund
    3
    3
    UBS European Growth and Income
    3
    3
    UBS (Lux) Equity Fund - China Opportunity
    4
    4

 

Disclaimer

This document is for information purposes only. It merely expresses the views and opinions held by Maybank based on its own internal risk methodology and such view therein, are subject to change without notice. Maybank is not obliged to reveal or detail its internal risk methodology.

This document sets out the product risk rating of each product and under no circumstances is it to be considered or intended as an offer to sell or a solicitation of an offer to buy any of the products referred to herein, or an offer or solicitation to any person to enter into any transaction or adopt any investment strategy, or to enter into any legal relations, nor an advice or a recommendation with respect to such products.

Further, this document should not be viewed as identifying or suggesting all risks, direct or indirect, that may be associated with any investment decision and you should therefore not rely solely on this document when making your investment decision. This document does not take into account your individual/particular needs, specific investment objectives, financial situation or risk tolerance level and you should read the relevant offering documents obtained from Maybank Branches in respect of each product and/or consult an independent financial (licensed/exempt), audit, tax or legal adviser, as necessary, before dealing, transacting and/or investing in any products mentioned in this document. All investment will be made solely upon and in reliance on your own judgment and discretion, notwithstanding any opinions, commentary or recommendation this document may provide.

You should note that income from such products, if any, may fluctuate and that each product’s price or value may rise or fall. Accordingly, you may receive back less than what you have originally invested or you may also not receive back anything at all from what you have originally invested. All investments involve an element of risk, including capital and principal loss. Past performance is not necessarily a guide to or an indication of future performance.

The information contained in this document has been obtained from sources believed to be reliable but such sources have not been independently verified by Malayan Banking Berhad and/or its affiliates and related corporations (collectively, “Maybank”) and consequently no representation is made as to the accuracy or completeness of this document by Maybank and it should not be relied upon as such. Accordingly, no liability can be accepted for any direct, indirect or consequential losses or damages that may arise from the use or reliance of this document.

The information contained in this document is subject to change at any time without notice.

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