Our purchasing power diminishes over time as cost of living increases with interest rate likely to remain low for some time in Singapore. Investing is one way to hedge against inflation risk and participate in potential higher returns over the same time.
Much of the volatility experienced was due to central bank policies, anaemic global economic growth outlook. We believe in taking a diversified portfolio approach, where opportunities lie in different asset classes. Global diversified funds are preferred, in season of uncertainty, as core holding with satellite investments for tactical opportunities.
|Different types of asset classes|
|Equities||Participate in the company's growth as a shareholder through share price appreciation and dividends.||Capital Growth|
|Bonds||Participate in a steady stream of expected interest income while preserving capital investment.||Stable and consistent coupon payment with downside risk protection|
|Multi-Asset||Be exposed to a mixture of asset classes (such as equities, bonds and cash) where the allocation is dynamically managed by professionals to deliver stable returns.||Achieve stable returns with lower risk through diversification|
At Maybank, we carry a wide range of investment ranging from equities to fixed income focused funds. Our job is to help navigate your investments and find the right opportunities around the global market to achieve your investment goal. Please contact our dedicated relationship manager to find out more.
This document is prepared for information and general circulation only and does not have any regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this document. Potential investors may wish to seek advice from a financial adviser, taking into account their specific investment objectives, market events, financial situation and particular needs and, the risk factors contained in the prospectus, before making a commitment to invest in units of the fund(s). In the event that the potential investor chooses not to seek advice from a financial adviser, he/she should consider whether the fund(s) is suitable for him/her.
An investment in the fund is subject to investment risks, including the possible loss of the principal amount invested. Prices can go up and down. The value of the units of the fund(s) and the income accruing to the fund(s), if any, may fall as well as rise.
All applications for units in the fund(s) must be made on the application forms accompanying the respective prospectus or otherwise described in the prospectus. Investors should read the respective prospectus before deciding to subscribe for or purchase units in the fund(s). Copies of the respective fund prospectus are available and can be obtained from any Maybank Branch.