eSAVE flexi

One of life’s certainties.

Get guaranteed yearly cash benefits while you save. Now you can have your cake and eat it too!

Investments are tricky and the rising cost of living makes saving even harder. We want to make life easier for you. eSAVE flexi is an alternative to volatile markets and traditional methods of saving. With guaranteed yearly cash benefits from the end of the second year of your policy, you can reward yourself and your family yearly while you save. On top of that, this plan also protects you from life’s unforeseen turns.


We know how important assurance is for you.
eSAVE flexi is a 15-year policy that rewards you for saving.

  • 13 Guaranteed Yearly Cash Benefits
    • Reward yourself with guaranteed cash benefits (equivalent to 5% of the sum insured) from the end of year 2. You may also choose to accumulate the cash benefits with Etiqa at a non-guaranteed interest of 3% per annum.

  • Guaranteed Maturity Benefit
    • Look forward to receiving a total guaranteed maturity benefits (including all Guaranteed Yearly Cash Benefits) that amount to 120% of sum insured.

  • Extra protection against life’s major twists
    • Receive a guaranteed lump sum benefit and any added bonuses upon death or in the event of total and permanent disability or terminal illness before you turn 71 years of age. When needed, Etiqa also provide a cash advance for immediate financial aid on funeral expenses.

  • Enjoy greater protection with Guaranteed Insurability Benefit (GIB)
    • Guaranteed approval of a new term or endowment policy regardless of health status, on up to any of these 2 key life events:
      • Getting married
      • Having a child / Legally adopting a child
      • Graduating from tertiary education

This plan is also available in Presto. Presto allows you to shorten the application process while still reaping potentially similar high returns regardless of your health condition. This means no medical checks and no questions asked about your health.

For more information, please speak to Maybank appointed representatives located at any Maybank branch.

Important Notes

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. The information contained herein does not constitute an offer, invitation to offer, or a solicitation, or any advice or recommendation with respect to the purchase or sale of the above plan. Furthermore, the information contained herein is without regard to the specific objectives, financial situation and needs of any particular person who may view it. If in doubt, you should seek advice from a qualified Relationship Manager. The Benefit Illustration / Product Summary for any life insurance product can be obtained from a qualified Relationship Manager. In the event that you choose not to seek advice from a qualified Relationship Manager, you should consider whether the product in question is suitable for you.

Buying a life insurance policy can be a long-term commitment. You should read the Benefit Illustration / Product Summary before deciding whether to purchase the life insurance policy. The Early termination of the policy usually involves high costs and the surrender value (if any) may be less than the total premium paid.

You are responsible for the accuracy and completeness of the information that is provided when applying for the policy and when making a claim under the policy. Any mis-statement or non-disclosure of material facts may affect the validity of the policy.

The above plan is an insurance plan underwritten by Etiqa Insurance Pte. Ltd. and the information provided herein is also provided by Etiqa Insurance Pte. Ltd. Malayan Banking Berhad shall not be liable in any manner whatsoever regarding the information contained herein or your application or the contract of insurance.

Policy Owners' Protection Scheme
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the following websites:

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