Love cannot be measured in terms of wealth, but a generous inheritance can be a lasting reminder of how much you care for them. ePREMIER legacy III can help grow and preserve your estate, to sustain those closest to you in the lifestyle you aspire for them.

ePREMIER legacy III is a single premium whole of life plan designed to grow and preserve your wealth. Enabling you to continue enjoying your current lifestyle, while providing for the future.


  • Convenience and peace of mind. For a long time to come
    • Just a single premium payment entitles you to lifelong protection against death and terminal illnesses.
  • Coverage for the lifestyle you have grown accustomed to.
    • With Guaranteed Death Benefit (GDB) offering high protection coverage of up to 238% of your sum insured before the policy anniversary at age 90, Etiqa goes beyond the norm in giving you the protection you need.
      AgeGDB factors (% of sum insured)
      17 - 30Up to 238
      31 – 50Up to 227
      51 – 60Up to 217
      61 - 70Up to 168
      Actual GDB factor varies with entry age

      Before the policy anniversary at age 90, death benefit is the higher of GDB or sum insured plus any attaching bonuses. On or after the policy anniversary at age 90, death benefit is sum insured plus any attaching bonuses.
  • Preparedness for contingencies
    • Etiqa will pay an additional 25% of Guaranteed Death Benefit (GDB) upon accidental death on or before the policy anniversary at age 80. This benefit is over and above the death benefit of your policy.
  • Assurance with guaranteed immediate liquidity
    • You are guaranteed an immediate liquidity of 80% of your single premium any time after the policy is issued.

For more information, please speak to Maybank appointed representatives located at any Maybank branch.

Important Notes

This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. The information contained herein does not constitute an offer, invitation to offer, or a solicitation, or any advice or recommendation with respect to the purchase or sale of the above plan. Furthermore, the information contained herein is without regard to the specific objectives, financial situation and needs of any particular person who may view it. If in doubt, you should seek advice from a qualified Relationship Manager. The Benefit Illustration / Product Summary for any life insurance product can be obtained from a qualified Relationship Manager. In the event that you choose not to seek advice from a qualified Relationship Manager, you should consider whether the product in question is suitable for you.

Buying a life insurance policy can be a long-term commitment. You should read the Benefit Illustration / Product Summary before deciding whether to purchase the life insurance policy. The Early termination of the policy usually involves high costs and the surrender value (if any) may be less than the total premium paid.

You are responsible for the accuracy and completeness of the information that is provided when applying for the policy and when making a claim under the policy. Any mis-statement or non-disclosure of material facts may affect the validity of the policy.

The above plan is an insurance plan underwritten by Etiqa Insurance Pte. Ltd. and the information provided herein is also provided by Etiqa Insurance Pte. Ltd. Malayan Banking Berhad shall not be liable in any manner whatsoever regarding the information contained herein or your application or the contract of insurance.

Policy Owners' Protection Scheme
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the following websites:

Information is correct as at 14 January 2017.

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