Singapore Dollar Choice Date Time Deposit

Gain greater control over your finances with flexible placement periods; earn interest that’s calculated right up to the maturity date of your deposit.

Key info

  • Minimum deposit of S$10,000
  • Placement periods from 30 to 999 days

With a Singapore Dollar Choice Date Time Deposit, you choose your preferred placement period, and earn interest that is calculated right up to the maturity date of your deposit.. Enjoy the flexibility to invest from 30 to 999 days, and gain greater control over your finances.


Interest rate

Interest rate applicable to Choice Date Time Deposit is as follows:

Choice Date period
Interest rate applicable
30 to 59 days
60 to 89 days
90 to 179 days
180 to 269 days
270 to 359 days
360 to 539 days
540 to 719 days
720 to 999 days
  • Premature withdrawal of less than 3 months – No interest will be paid
  • Premature withdrawal of more than 3 months – The interest is pro-rated based on the number of days the Time Deposit is placed, calculated on the lowest tier of the prevailing Savings Account rate at time of withdrawal or the contracted rate, whichever is lower.

Minimum initial deposit


Who can apply

  • Available as a personal, joint or corporate account
  • Singapore Citizens, Singapore Permanent Residents, Foreigners
  • At least 16 years of age

Required documents

  • Singapore Citizens and Singapore Permanent Residents – Singapore NRIC
  • Foreigners
    - Passport and Employment Pass; and
    - An original copy of the latest bank statement, utility or telecommunication bill with
       your residential address indicated

Fees and charges

If you are a Maybank account holder with online access, you can login to and place your time deposit online immediately. Alternatively, visit any of our 21 Branches in Singapore today.

Terms and conditions (PDF)

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.