View all Cards FAQs

1. Can I combine a few transactions in one FlexiPay application?
2. What is the service charge if I opt for a 6-month instalment payment?
3. Will I be penalised if I make an early repayment of the outstanding sum, or early termination of the instalment plan?
4. What is the difference between FlexiPay and EzyPay?
5. How will I know that my request for FlexiPay has been approved?
6. How long will the approval process take?

1. Can I combine a few transactions in one FlexiPay application?

   No. Each application is limited to only 1 (one) transaction/purchase with a minimum amount of S$300.

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2. What is the interest if I opt for a 6-month instalment payment?

   The interest is 1%

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3. Will I be penalised if I make an early repayment of the outstanding sum, or early termination of the instalment plan?

   There will not be any penalty fee. However, the administration fee and interest are non-refundable

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4. What is the difference between FlexiPay and EzyPay?

   FlexiPay can be used at merchants/outlets that do not accept credit card payment, and merchants/outlets that do not offer the 0% instalment scheme. EzyPay is interest free while FlexiPay will incur interest and an administration fee.

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5. How will I know that my request for FlexiPay has been approved?

   A letter will be sent to inform you of your approved application.

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6. How long will the approval process take?

   It will take approximately 1 week to approve an application.

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