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FAQ - Time Deposit
1. Do I need to be an existing Maybank customer to place a Time Deposit online?

Yes, you will need to be an existing Savings or Current account holder to allow the debiting of the principal amount of the Time Deposit. However, you do not need to have an existing Time Deposit account to enjoy this service.

   
2. What are the available foreign currencies for your Foreign Currency Time Deposit?
  You can place a Foreign Currency Time Deposit in any of the following currencies:
 
  • Australian Dollar
  • Canadian Dollar
  • Euro
  • Japanese Yen
  • New Zealand Dollar
  • Sterling Pound
  • Swiss Franc
  • US Dollar
3. What is the minimum amount for Foreign Currency Time Deposit placement?
  You need to place a minimum of 10,000 units for all foreign currencies except for Japanese Yen, which requires 2.5 million units.
   
4. When can I place a Foreign Currency Time Deposit?
  You can make your Foreign Currency Time Deposit placement from Monday to Friday (excluding Public Holidays) between 10 am and 3.30 pm.
   
5. When will the Foreign Currency Time Deposit placement be effected?
  Your Foreign Currency Time Deposit account will be opened and your account debited at the end of the placement day, for value spot (i.e. interest will only start to accrue 2 business days later). However, your Foreign Currency Time Deposit interest rates and foreign exchange rates will be determined at point of placement.
   
6. Can I select the maturity date for my Time Deposit?
  Yes, you can select the maturity date when placing your Time Deposit on Maybank2u.com.sg (Online Banking)
   
7. Can I terminate my Time Deposit prematurely?
  You can do so my sending a written instruction to the Branch your Time Deposit is held with or alternatively, visit any of our 22 Branches in Singapore.
   
8. What happens to the funds when the Time Deposit I placed online matures?
  Your Time Deposit account will be automatically renewed at the prevailing interest rates for the same tenure as your existing account, unless otherwise instructed at the point of your account opening.

 

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